Finance policy

EMD refund policy

How EMD eligibility, approval, processing and exceptions are handled.

01

Refund eligibility

Eligibility follows the tender result and applicable tender conditions. Eligible deposits are linked to their original transaction.

02

Approval and processing

Refunds pass through controlled approval and finance processing before transaction details are recorded.

03

Exceptions and forfeiture

A refund may be held, partially processed or forfeited only under applicable tender rules with a recorded reason.